Do my parents need visitors medical insurance?

Photo by Moyan Brenn

One of the most frequently asked questions I get is my parents are visiting from overseas, will they be covered under my health insurance?

Unfortunately visiting parents are not covered under your insurance. As more elderly travel there is always the chance that something could happen. As the children responsible for your visiting relatives you are also responsible for their medical bills. The best way to protect your parents and your peace of mind is to get them some family visitors health insurance for their stay here in the US. There are a lot of short term and long term medical insurance plans for travelers.