What is it?
Trip cancellation insurance helps you recoup your expenses when you can’t go on a trip for a variety of covered reasons, or for any reason, if you pick that option. It’s primary purpose is to refund the money for the trip if you have to cancel, if the tour agency cancels or if you go and then your trip is interrupted. These plans also include some medical coverage in the event of an injury or illness while traveling. The medical benefits are not as ample as on a travel medical plan, but are generally sufficient. In addition, these plans include evacuation and repatriation. These plans typically cover domestic trips as well as international trips.
Who is it for?
Anyone going on a trip in which they have significant expenses. While some people will get trip insurance just for flights and hotels, typically it is purchased for more expensive trips like resort stays, cruises, safaris etc. Only cancel for any reason policies will truly cover any reason.
Up to $1,000,000 in Medical Benefits Emergency Evacuation, Repatriation, and 24-Hour Assistance Services. The best coverage for pre-existing conditions in the industry. Covered benefits include Political Evacuation and Terrorism. Underwritten by The Insurance Company of the State of Pennsylvania. It can be taken for as few as 5 days or renewed for up to 3 years.
TME Trip Insurance plans provide comprehensive travel insurance coverage that can protect the cost of your trip should it be canceled or interrupted, as well as travel medical expenses, emergency medical evacuation, trip delay (including eligible quarantine expenses), lost baggage, plus optional Cancel for Any Reason (CFAR) coverage.