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Long term health insurance typically means a plan that is renewable each year. It is most often taken by individuals or families who are living outside of their home country for an extended period of time.

Health Insurance for Expats

This often includes embassy workers, people working for NGOs, international workers and their families and expatriates of all kinds. Really anyone living abroad for more than one year.  The plans below are all designed to be used indefinitely by international citizens who spend the majority of their time living outside their home country. Some of these plans could also be taken to supplement a countries government health insurance that might be inadequate. Each of these plans requires medical underwriting and may require you to provide medical records.  They usually take about 2-3 weeks to put in place; please plan accordingly.  None of the plans will cover pregnancy if you are already pregnant. Most will exclude coverage for the vast majority of pre-existing conditions, especially the big three, heart disease, stroke and diabetes. If after reading the descriptions you need help in choosing the right plan please don’t hesitate to contact us.

 GeoBlue  Insurance Plans health-is-international-insurance-agents-_0004_GeoBlue

Xplorer Premier by GeoBlue

GeoBlue’s premier international health insurance plan, tailored for long-term global living with worldwide, annually renewable major medical coverage in and out of the United States. A subsidiary of Blue Cross/Blue Shield. You know you are going to get the best care, best plan and the best network available. Worth the cost.

 

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Xplorer Essential by GeoBlue

GeoBlue’s international health insurance plan, tailored for long-term global living with worldwide, annually renewable major medical coverage outside of the United States. About 1/2 the cost of the premier plan. A subsidiary of Blue Cross/Blue Shield. You know you are going to get the best care, best plan and the best network available. Worth the cost.

 

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 Seven Corners  Insurance Plans health-is-international-insurance-agents-seven-corners

Reside Prime by Seven Corners

Designed for international citizens relocating or spending an extended amount of time overseas. Not only does the plan offer seamless coverage throughout the world, it allows the insured to seek treatment anywhere. Find out more about our expatriate health insurance plans.

 

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Reside by Seven Corners

International Citizens residing in foreign countries who desire the flexibility to travel with continuous protection. A defined benefit plan.

 

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 Meridian Basic and Enhanced offered by Azimuth Risk Solutions health-is-international-insurance-agents-logo-azimuth

Meridian Basic and Meridian Enhanced are long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas:  Worldwide and Worldwide excluding the U.S. and Canada.

 

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 Cigna Insurance Plans health-is-international-insurance-agents-_0003_cigna

Specializing in providing expatriate health plans that are designed to give comprehensive overseas medical cover for people who are living and working abroad. The Core International Medical Insurance plans gives you and your family cover for essential hospital stays and treatment, cancer and psychiatric care. Maternity cover is also included in our Gold and Platinum plans.

The core plans can then be supplemented with a range of optional benefits which include International Outpatient, designed to cover outpatient treatment and prescriptions. Cigna Global Health Options also offer International Medical Evacuation, International Vision & Dental and International Health & Wellbeing – optional benefits that can be added to your core plan.

The Cigna plan then allows you to add only the extra benefits you need. If you are in a country where medical care is cheap, don’t add outpatient coverage, if somewhere more expensive then you can add it. This helps you keep your costs down and allows you flexibility to get only the coverage you need.

 

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 IMG  Insurance Plans health-is-international-insurance-agents-_0005_img-insurance

IMG Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas:  Worldwide and Worldwide excluding the U.S. and Canada.There are three plan options available: Silver, Gold and Platinum.

 

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