Travel Insurance with a Pre Existing Medical Condition

Travel Insurance with a Pre Existing Medical Condition

Many people dream of travelling around the world, spending time learning new cultures, eating wonderful foods and practicing new languages. There is nothing more educational than travel and if you hope to learn about the world, the single best way to do that is to get out and see it. However, if you are dealing with a pre-existing medical condition, you may be concerned about travelling too far from home. That is why travel health insurance is an absolute essential for a traveler with health issues or concerns.

Traveling While Pregnant

Pregnancy is an exciting time in any woman’s life. She may want to visit family for showers or spend time with her own mother preparing for the baby. Moreover, she may want to schedule a “baby moon” to spend some last minute alone time with her significant other. There is no reason that a woman, who has been approved by her doctor to travel should have to stay at home. Many women travel while being pregnant and are completely safe. However, pregnancy travel insurance can add an extra peace of mind when travelling during this most important and delicate time.

Ongoing vs. Past Conditions

Seniors and others with health issues may worry that their conditions will not be covered. This depends on what they are and these days there are medical travel insurance for seniors plans available. If they are past conditions, then you can think of them as something that happened and is now done. It is no longer a problem. For example, a heart attack would be a past condition. However, if you are currently in treatment for a chronic or ongoing condition, such as diabetes, those will not be covered. Make sure you research what pre-existing travel medical insurance is best for you.

Emergency Situations May Call For Extra Coverage

Keep in mind that when travelling, there is nothing to prevent the risks of severe accidents or emergencies. As a matter of fact, you may be participating in riskier or more dangerous activities that you would not be doing at home. In any event, extra coverage in case of an emergency can save you tens of thousands of dollars and a great deal of heartache.

Travel Medical Insurance Overview:

You should definitely get travel health insurance if pregnant.
Many pre-existing conditions may be covered depending on exactly what they are and how they affect you.
You should consider extra coverage for emergencies that require ambulances, helicopters or hospitalization.
Though travel health insurance does not cover everything (but neither does regular health insurance), it does cover quite a lot and will give you a sense of safety and security that is absolutely priceless. Contact us for a travel medical insurance quote.