Travel Insurance Products
No Underwriting Required
Protects Your:
Trip CostPropertyHealthLife
Trip Cancellation Insurance – will protect your trip in case on a cancellation (all non-refundable items – tour cost, airfare, cruise, hotel, even course fees can be insured)YesYesYesYes
Trip Interruption Insurance – starts protecting you after you departed for your trip (includes emergency medical and evacuation, plus coverage to fly you back home, in case of an emergency)SomeYesYesYes
Airline Ticket Protection – will protect only the cost of your airfare, not other travel-related costs (can be a good option for seniors and other cost-conscious consumers)Ticket Only
Cruise Insurance – has sufficient coverage to protect you on cruise in case of a medical emergency (medical and evacuation cost on board a cruise are higher that any other typical trip)YesYesYesYes
Flight Accident Insurance – will protect your life in case of an Accidental Death and Dismemberment (AD&D) on an airplane (a form of life insurance)Flight Only
Baggage Protection – will protect your luggage in case it gets lost or stolen (luggage delay coverage is included, plans are offered on an annual basis)Baggage Only
International Major Medical Products
Requires underwriting -a medical questionaire.
Protects Your:
Trip CostPropertyHealthLife
Student Health Insurance – will protect your health if you are a student studying away from home -fills US visa requirementsSomeMajor MedicalYes
International Major Medical – will protect your health both in emergencies and for regularly scheduled doctor’s visits for preventative medical careSomeMajor MedicalYes
Limited Major Medical – will protect your health both in emergencies and for doctor’s visits but cost reimbursement is limited to a price scheduleSomeScheduled Major MedicalYes
Travel Medical Insurance Products
(enrollment is automatic upon acceptance of your payment)
Protects Your:
Trip CostPropertyHealthLife
Travel Medical Insurance – will protect your health in case of a medical emergency occurring while you are travelingSomeEmergency MedicalYes
Cheap Medical Insurance – will protect your health in case of emergency but cost reimbursement is LIMITED to a Schedule of PricesSomeScheduled Emergency MedicalYes
Emergency Evacuation – will transport you to the nearest hospital or your home in case of a medical emergency (repatriation of remains coverage is included)Evac Only