Multi-trip and Annual Travel Insurance Coverage

An annual plan for people who take multiple trips per year.

More than one destination? Stay Safe.

What is multi-trip insurance?

International travel medical insurance for multiple trips per year abroad, offers a convenient solution for individuals who frequently travel internationally. This type of insurance provides similar benefits to traditional travel medical plans, but specifically caters to shorter trips.      The annual multi trip plan is purchased for 1- Year (364 days from day of purchase) and is good for all international trips of less than 40-70 days, depending on the annual travel insurance policy.  Some travel health insurance provide mostly medical benefits, others include trip benefits as well. Other coverage benefits may include things like lost luggage, trip interruption, trip cancelation, cancelled flights, stolen items, or damaged luggage.  All include medical evacuation and repatriation.

Who is multi-trip insurance for?

These plans are designed for the frequent international traveler. This can include individuals, families and very often business people who go overseas for business on a regular basis. Many companies also buy these travel insurance plans to protect their employees medical coverage abroad. If you take more than two or three trips abroad each year these travel health insurance plans can be a real savings over buying a single trip plan for each trip. The older you are, generally the better deal these multi trip insurance plans are. For someone 65 and up, some of these travel insurance plans can cost less than a single trip plan.

Choose A Multi-Trip Insurance Plan

GeoBlue Trekker

Designed for US Citizens and Residents up to age 85 Up to $250,000 for sickness and accidents. $500,000 medical evacuation benefit. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips in a 12 month period (70 days max. per trip) Requires a primary health plan

IMG Multi-Trip

Two plan designs – one for U.S. citizens and one for non-U.S. citizens. Maximum Limit $1,000,000. Individual deductible – $250 per each covered illness. Freedom to seek treatment with the hospital or doctor of your choice. Flexibility to travel as many times per year Coverage for multiple trips up to 30 or 45 days

Seven Corners Multi-Trip

Annual travel insurance is perfect for the frequent traveler. It gives you the freedom to come and go as you please, and one application covers you for the entire year! Take as many trips as you like throughout the year, as long as the length of each trip doesn't exceed the option you selected — 30 or 45 days.

Atlas Multi-Trip

Administrator: Tokio Marine HCC - Medical Insurance Services Carrier: Lloyd's Coverholder -- AM Best Rating: A "Excellent" Coverage for multiple trips of up to 30 days or 45 days. Up to policy maximum for the acute onset of a pre-existing condition. Includes Political, Sports, Physical Therapy and Terrorism Coverage. Coverage available for dependents and/or spouses. Crisis Response, Liability and Increased Accidental Death add-on options.

Securing a multi-trip travel insurance plan, such as an annual travel insurance policy, is essential for frequent travelers, as it provides comprehensive coverage benefits including emergency medical evacuation and medical coverage for existing conditions, ensuring a protected and worry-free experience throughout each covered trip with the added convenience of a single, all-encompassing insurance plan.

 Frequently Asked Questions about Multi-Trip Travel Insurance: 

 What is multi-trip travel insurance, and how does it differ from single-trip coverage?

Multi-trip travel insurance provides coverage for multiple trips within a specified period, offering convenience and cost-effectiveness compared to purchasing individual policies for each trip.

Tell me more about the Patriot Multi Trip International plan. What does it cover?

Patriot Multi Trip International is an annual multi-trip plan that covers various aspects, including trip cancellation, medical expenses, and emergency medical evacuation, providing comprehensive protection for frequent travelers.

Can I get coverage for pre-existing medical conditions under multi-trip plans?

 Some multi-trip plans, like those offered by Allianz Travel Insurance or Travel Insured International, may provide coverage for pre-existing medical conditions, but it’s essential to check the policy details for specific terms and conditions.

What benefits does an annual multi-trip plan offer for frequent travelers?

An annual multi-trip plan, suitable for frequent travelers, typically covers multiple trips throughout the year, offering benefits such as trip interruption, emergency medical coverage, and protection against unforeseen events.

Is life insurance included in multi-trip travel insurance plans?

Generally, life insurance is not a standard inclusion in multi-trip travel insurance plans. However, it’s advisable to explore specific life insurance options if that is a priority.

How does multi-trip travel insurance cover trip interruption?

Multi-trip plans often cover trip interruption, reimbursing non-refundable expenses if a covered event interrupts your trip, ensuring financial protection against unforeseen disruptions.

What is the significance of travel medical annual multi plans?

Travel medical annual multi-plans offer year-round coverage for emergency medical situations during travel, making them ideal for those who frequently embark on short trips.

Can I purchase multi-trip travel insurance for an annual holiday?

Absolutely. Many multi-trip plans cater to annual holidays, providing continuous coverage for multiple trips taken within a year.

Which insurance companies offer annual travel insurance plans, and how do I choose the best one?

 Companies like Allianz Travel Insurance, Travel Guard, and Trawick International offer annual travel insurance plans. To choose the best plan, consider your specific travel needs, coverage options, and customer reviews.

Is emergency medical evacuation included in multi-trip travel insurance plans?

Yes, emergency medical evacuation is a standard feature in many multi-trip travel insurance plans, ensuring prompt and secure evacuation to the nearest suitable medical facility in the event of a medical emergency during travel.

Remember to thoroughly review the terms and conditions of the selected plan to ensure it aligns with your travel requirements and provides the necessary coverage for a worry-free travel experience.

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