What is it?
International travel medical insurance for multiple trips per year abroad. They give you the same benefits as the travel medical plans, but for shorter trips. The plan is purchased for 1 year (364 days from day of purchase) and is good for all international trips of less than 40-70 days, depending on the plan. Some provide mostly medical benefits, others include trip benefits as well. Lost luggage, interrupted flights etc. All include evacuation and repatriation.
Who is it for?
These plans are designed for the frequent international traveler. This can include individuals, families and very often business people who go overseas for business on a regular basis. Many companies also buy these plans to protect their employees abroad. If you take more than 2 or 3 trips abroad each year these plans can be a real savings over buying a plan for each trip. The older you are, generally the better deal these plans are. For someone 65 and up, some of these plans can cost less than a single trip plan.
Designed for US Citizens and Residents up to age 85 Up to $250,000 for sickness and accidents. $500,000 medical evacuation benefit. Covers pre-existing conditions for medical services and medical evacuation. Unlimited trips in a 12 month period (70 days max. per trip) Requires a primary health plan
Two plan designs – one for U.S. citizens and one for non-U.S. citizens. Maximum Limit $1,000,000. Individual deductible – $250 per each covered illness. Freedom to seek treatment with the hospital or doctor of your choice. Flexibility to travel as many times per year Coverage for multiple trips up to 30 or 45 days
Annual travel insurance is perfect for the frequent traveler. It gives you the freedom to come and go as you please, and one application covers you for the entire year! Take as many trips as you like throughout the year, as long as the length of each trip doesn't exceed the option you selected — 30 or 45 days.
Administrator: Tokio Marine HCC - Medical Insurance Services Carrier: Lloyd's Coverholder -- AM Best Rating: A "Excellent" Coverage for multiple trips of up to 30 days or 45 days. Up to policy maximum for the acute onset of a pre-existing condition. Includes Political, Sports, Physical Therapy and Terrorism Coverage. Coverage available for dependents and/or spouses. Crisis Response, Liability and Increased Accidental Death add-on options.