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Annually Renewable Insurance Plans

Expatriate Insurance provides annually renewable long-term health coverage for those who live outside of their home country. They also provide “U.S. style” health insurance benefits but even if you don’t live in the United States. The overseas medical insurance plan covers you in your home country and while abroad. One of the great advantages of having an international insurance policy is that you can travel to other countries to receive the best care available. Different companies have different networks of doctors and hospitals ready to serve you, but also allow the flexibility to go to any doctor. The companies also have expertise in evacuations from the far flung reaches of the world to the nearest, best medical facility. All of these plans require medical underwriting and usually take about 2-3 weeks from application time to approval. Some have considerable coverage for pre-existing conditions, others do not.

WEA World Expatriate Association

WEA Logo

WEA, which stands for World Expatriate Association has been around for many years. They offer some excellent plans with outstanding customer service.  Click the link below to get a quote or purchase a plan from WEA. Well known in Latin America and growing world wide. You will be surprised by their resonable rates and the shortest time period of all if you want to get the Pregnancy rider if you’re thinking of starting a family in the near future.

 

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IMG Insurance Plans

 

Global Medical Insurance by IMG

Global Medical Insurance is a long-term, annually renewable, U.S. style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas: Worldwide and Worldwide excluding the U.S. and Canada. These plans have an option in the platinum plan to cover pre-existing conditions, although one still has to be approved for the plan. This company has been in operation longer than any of its competitors. There are three plan options available: Silver, Gold and Platinum.

 

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 Seven Corners  Insurance Plans

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Reside Prime by Seven Corners

This top selling plan combines excellent customer service with affordability. It is designed for international citizens relocating or spending an extended amount of time out of their home country. This plan pays the usual, reasonable and customary amounts for treatment in whatever country you are in. The benefits on this plan are excellent, but are reduced after three years on the plan. It is the best deal for money for sure. Time inside the USA may not exceed six months per policy period. This company insures the members of the peace corps and has experience in the furthest reaches of the globe.
Find out more about our expatriate health insurance plans.

 

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Reside by Seven Corners

This excellently priced plan is superior for international citizens who are looking for a defined benefit plan. A defined benefit plan has set allowances for different medical conditions. This plan would be ideal for those residing in the less developed and developing world where medical care is less expensive. It could fall short in some countries leaving the policy holder to pick up the difference. Time inside the USA may not exceed six months per policy period. This company insures the members of the peace corps and has experience in the furthest reaches of the globe.

 

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 GeoBlue  Insurance Planshealth-is-international-insurance-agents-_0004_GeoBlue

 

Xplorer Premier by GeoBlue

Geo Blue is the insurance plan with the most comprehensive benefits on the market. They are a leader in not only establishing a network of highly trained and skilled doctors, but also in creating mobile apps to seamlessly assist you in getting the medical care you need. GeoBlue’s premier international health insurance plan is tailored for long-term global living with worldwide, annually renewable major medical coverage in and out of the U.S. With no time limits on the US coverage, but an expectation of 6 months outside the USA. This plan is perfect for the executive and his family who reside overseas or any expat who wants the best benefits on the market. *Available to US citizens and residents

 

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Xplorer Essential by GeoBlue

GeoBlue’s international health insurance plan, tailored for long-term global living with worldwide, annually renewable major medical coverage outside of the USA. Similar in benefits to the Premier plan, but without any coverage inside the USA. Perfect for a senior who has medicare when they are in the states or those who spend little to no time inside the USA. About ½ the cost of the premier plan and competitive with other plans on the market with similar benefits. *Available to US citizens and residents

 

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 Azimuth  Insurance Planshealth-is-international-insurance-agents-logo-azimuth

Meridian Basic and Enhanced by Azimuth Risk Solutions

Meridian Basic and Meridian Enhanced are long-term, annually renewable, U.S. style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world. It provides two coverage areas: Worldwide and Worldwide excluding the U.S. and Canada. They have excellent customer service, but not as much rate stability as some of their competitors, but often will have a lower entry point. They offer both full benefit plans, and fixed benefit plans.

 

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 Cigna Insurance Planshealth-is-international-insurance-agents-_0003_cigna

Cigna Global Health Options specialize in providing expatriate health plans that are designed to give comprehensive overseas medical cover for people who are living and working abroad. The Core International Medical Insurance plans gives you and your family cover for essential hospital stays and treatment, cancer and psychiatric care . Maternity cover is also included in our Gold and Platinum plans.

The core plans can then be supplemented with a range of optional benefits which include International Outpatient, designed to cover outpatient treatment and prescriptions. Cigna Global Health Options also offer International Medical Evacuation, International Vision & Dental and International Health & Wellbeing – optional benefits that can be added to your core plan.

The Cigna plan then allows you to add only the extra benefits you need. If you are in a country where medical care is cheap, don’t add outpatient coverage, if somewhere more expensive then you can add it. This helps you keep your costs down and allows you flexibility to get only the coverage you need.

 

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