How much does travel insurance cost and is it really worth it?

How much does travel insurance cost and is it really worth it?

Wanderlust varies from person to person, but it’s safe to say that if you’re reading this article then you’ve been searching travel sites lately for your next trip and are wondering if you should get travelers health insurance, trip insurance or evacuation insurance.

In short. Yes. Why? Because things go wrong. Not that we want them to. They just do. The very nature of travel is an adventure and all adventures carry some degree of risk, so we need to be prepared.

Anything from an infected reef cut, picked up during that Hawaiian holiday to a collision with a scooter in Rome can change your well-thought out plans very quickly.

After anguishing mentally on planning the perfect trip, stretching every dollar in your travel budget as far as you can to cram as much adventure into your trip as possible, you’ll have lots and lots of questions. Will my USA health insurance cover me abroad? Can I afford travelers health insurance? How much does it really cost? Is travel insurance worth the money? OK. Let’s break it down…

[/one_half]

Most health insurance plans won’t cover you once you leave your home country or the coverage will be limited (but double check with them first). If you come back with a staph infection or intestinal parasite then you can receive treatment from your usual primary care physician. They won’t turn you away for bringing back a bacterial souvenir. The problem arises when you need that medical attention right away and on the spot far away from home. While some regular insurance plans cover this, submitting claims and getting reimbursed can cause more pain than your injuries.

To avoid a 12-hour plane ride home with gastric cramping or a painful hairline fracture, it’s best to get treatment where you are and that easiest way to do that is to have some international insurance. Be safe and cover yourself, it’s cheaper than you think.  Best case scenario is that you won’t use the plan and be out a few bucks. Plus you will have freed up your trip from the weighted anxiety of “what if something happens to me.” With travel insurance you are free from that mental baggage.

So how much does it cost? Not that much. There are many affordable, easy-to-access health travel plans out there. If you are a value-oriented consumer and choose a smart plan without heaps of random travel add-ons (like coverage for luggage that only gets damaged by airport trolleys, but not cab rides) then you can expect to pay a very small percentage of your total trip price.

Contact Arno Chrispeels for your Travel Insurance Quote today! Get A Quote

There are lots of options in the health travel insurance market. One of the cheaper and more simple travel insurance plans is GeoBlue. For example, if you’re a 25-year-old Californian going to Costa Rica for the week (yes you can buy travel insurance for just one week) then you could expect to pay as little as $8.50 for a week’s worth of coverage. On that package your deductible would be $500 and your medical limit would be $50,000. However, for about $15 you can score a no deductible plan with a million dollar medical limit. Not a bad investment for the cost of just a few lattes.

OK, so you’re covered for short trips, but what about those extended trips? How much does travel insurance cost for a month to three months? The answer is that it costs even less.

The same coverage plan for a one month trip runs $30 and $52 respectively. If you’re gone for three months, and thereby increasing the likelihood of injuring yourself or getting sick, then expect to pay about $100 for the low-end plan and $165 for the full plan, or just $1.83 per day.

The above rates are through the GeoBlue program which is one of the better short term health insurance options for travellers. The plans also cover most pre-existing conditions.

The system works with a global network of GeoBlue approved physicians. The company takes away even more of the worry by offering 24/7 customer support and it’s all easily navigated with a mobile app that lets you access the nearest physician.

A lot of travellers worry about hidden costs and the paper trail associated with an overseas medical incident. With the above plan the claims are paperless and the doctors get paid directly from the company.   Also if you find that in the rush to leave for your trip you’ve neglected to purchase health travel insurance, you can still purchase it within one day of departure.

So is medical travel insurance worth it? Yes. It’s worth it so you can just relax and focus on being in the moment, enjoying your trip. And most likely, nothing will go wrong, but if you tumble on a loose cobblestone in Copenhagen it’s good to know that you’re covered. Because the very nature of travel is adventure and all adventures carry some amount of risk.

COMMENTS (136)

Join CES 2019 in Las Vegas, Nevada, USA from 8th – 11th January. Book Your Group Accommodations Near the Convention Center. Hurry, Book Today to Get Early Bird …

Get ready for 2019 Open Enrollment. Open Enrollment for 2019 runs November 1–December 15, 2018. Coverage starts January 1, 2019. Get ready now.

Reply

Health insurance for people with pre-existing medical conditions … The best health insurance policies of 2018. Is private health insurance worth having?

Health insurance costs in the United States are a major factor in access to health coverage. The rising cost of health insurance leads more consumers to go without …

A recent tour of the Balkans proved a potent reminder once again of the importance of this region to U.S. and Western policymakers. The Balkans are steeped in history …

Christmas Day and Christmas Eve games in the National Football League are an occasional part of the league’s schedule. In contrast to Thanksgiving Day games, however …

Best cashless hospitalization health insurance quotes for senior citizens, family floater mediclaim policies from top health insurance companies in India.

Four Seasons invites you to travel the globe aboard the custom-designed Four Seasons Jet, enjoying personalized itineraries

Book your world cruise today. On-board benefits, incredible destinations and a special travel experience. Departure dates in 2018, 2019 and 2020 available.

In the United States, health insurance marketplaces, also called health exchanges, are organizations in each state through which people can purchase health insurance.

Read the latest real estate news, find homes for sale, and get advice from leading real estate experts for homebuyers, homeowners and sellers.

Request a Vacation Guide . Black Hills Vacations offers free vacation guides from a variety of Black Hills communities. Choose the one you want or request them all …

Enjoy America’s largest home in the winter lights decorated with dozens of Christmas trees, … 2019. A daytime visit to … Please help us improve our website?

The 2018 Attraction Coupons are here! Attractions Ontario is committed to providing you with fun-filled ideas for your next vacation. Money saving coupons to Ontario

Health Insurance and Pre-Existing Conditions in 2018: … Health Insurance and Pre-Existing Conditions … to cover. Analyzing your health insurance options …

Early Booking Bonus is valid on new bookings made by October 31, 2018, for travel in 2019 on select Vacations By Rail tours in the USA and Canada.

National Lampoon’s Christmas Vacation (1989) Quotes on IMDb: … Sign in with Facebook Other Sign in options. Edit. National Lampoon’s Christmas Vacation (1989)

Overview of holidays and many observances in Canada during the year 2019

24.10.2009

A recent tour of the Balkans proved a potent reminder once again of the importance of this region to U.S. and Western policymakers. The Balkans are steeped in history …

Merry Christmas

Currently on ACA – Preexisting conditions and … a 2018 delivery would mean that … Employer based health insurance has never traditionally had the same …

24.09.2018

Exceeds All 2018 Lender and Investor Requirements pre-purchase, pre and post-lease and term of ownership – nationwide in NYC Manhattan Brooklyn Bronx Long Island and …

Best Health Insurance Plans in India: Check out the list of top 10 health insurance policy in 2018 and get one that suits you the best. Compare

We bring to you an extensive guide on the how and why of health insurance and if terms like Mediclaim, Preexisting diseases, Exclusions, puzzle you, we bring to you …

Best Health Insurance Plans in India: Check out the list of top 10 health insurance policy in 2018 and get one that suits you the best. Compare

Looking for mediclaim insurance policy for your elderly parents with health conditions? Read how you can buy mediclaim policy with preexisting disease for parents.

14.06.2018

Four Seasons invites you to travel the globe aboard the custom-designed Four Seasons Jet, enjoying personalized itineraries

Reply

19.09.2018

Christmas quotes family 2019

Experience Mission offers short-term Christian mission trips for groups of youth, college students, adults and families. View all upcoming U.S. and international trips!

With six specialty divisions and almost a century of expertise, Teknor Apex delivers custom compounds with a customer-centric approach. Our unbridled passion for …

Discounts average $4 off with a Go Airport Shuttle promo code or coupon. 19 Go Airport Shuttle coupons now on RetailMeNot.

Get Portland Trail Blazers NBA basketball news, schedule, roster, scores, and statistics. See pictures and videos, join forum discussions at OregonLive.com

11.01.2018

10.09.2018

Christmas Around The World! December 4th-8th, 2019. Details Coming Soon! We’re so excited to share the holiday season with you in such a unique way!

Thanksgiving 2018 2019, When is, Happy Thanksgiving Images, Funny Quotes, Pictures, Wishes, Greetings, Coloring Pages, Macy’s thanksgiving day parade.

Preexisting conditions (stable or unstable) may be covered by medical travel insurance for snowbirds and seniors. Get information, your best quote and buy online …

Latest From California Healthline: California Healthline Original Stories States Attacking ACA Would Suffer Most If Preexisting Conditions Shield Gets Axed

Health Insurance and Pre-Existing Conditions in 2018 … of regular health insurance. What is a PreExisting Condition? … With a PreExisting Condition in 2018.

Health Insurance and Pre-Existing Conditions in 2018 … of regular health insurance. What is a PreExisting Condition? … With a PreExisting Condition in 2018.

24.10.2017

How to find an health insurance to cover pre-existing medical conditions

Life Insurance Help – Free Specialist help obtaining insurance for pre existing medical conditions, dangerous occupations and hobbies. Life insurance, critical …

What our customers say: Very satisfied. The online quotation process worked very well and all of our pre existing conditions were accepted. 11 July 2018

National Lampoons Christmas Vacation Quotes. 381 likes. A community for people who think that National Lampoons Christmas Vacation is the best Christmas

Chinese New Year Greetings and Wishes 2019. Learn the most popular CNY greetings, Chinese New Year Wishes, Messages, Phrases, Words, Vocabulary, Quotes

Canada 2019Calendar with holidays. Yearly calendar showing months for the year 2019. Calendars – online and print friendly – for any year and month

2019 Cherry Blossom Tour – Northern Japan Cherry blossom arrives later in northern Japan, however, it is well worth the wait. This trip to 2019 Northern Japan is a …

Single Round Trip Plan from ICICI Lombard is a tailor-made overseas travel insurance policy. Suits Schengen Visa requirements. $25,000 travel insurance plan for Asia.

Tours in the United States. United States holidays with Exodus are big, bold, all-American adventures. We journey into the heart of some of the country’s justly …

Christmas food quotes funny 2019

Thanksgiving 2018 2019, When is, Happy Thanksgiving Images, Funny Quotes, Pictures, Wishes, Greetings, Coloring Pages, Macy’s thanksgiving day parade.

Book your world cruise today. On-board benefits, incredible destinations and a special travel experience. Departure dates in 2018, 2019 and 2020 available.

Insurer Licensees Settlement Agreement

International Health Insurance That Covers Pre … International Health Insurance That Covers Pre-Existing Conditions . … Covers, international health insurance, …

Most people searching for life insurance with a preexisting condition are trying to locate the right company for their specific health condition.

Home / Merry Christmas / Best Funny Inspirational Merry Christmas … Best Funny Inspirational Merry Christmas (Xmas) Quotes 2017 For … For Facebook; Merry …

Senior Softball-USA, the largest senior softball organization, is dedicated to informing and uniting the senior softball players of America and the world.

Christmas traditions uruguay 2019

Lutherans traditionally practice Christmas Eve Eucharistic traditions typical of Germany and Scandinavia.

Meet Global Food Scientists and Food Researchers from USA, Europe, Middle East and Asia Pacific at 9th European Food Safety

Reply

26.09.2017

Reply

Critics Consensus: This Christmas features strong performances and a sharp portrayal of family dynamics, but relies too heavily on holiday movie clich

An upbeat small town experience bringing people and local business together for shopping, fun activities, food and entertainment. Notre Dame Street will be closed …

Christmas Island International Airport served 26,723 revenue passengers during financial year 2017 … Wikimedia Commons has media related to Christmas Island Airport.

01.11.2017

International travel

Ports: Montr

Inspiration Cruises

AACR Annual Meeting. 29th March to 03rd April 2019 in Georgia World Congress Center Atlanta, Georgia. Hotel Room Available for Group Booking Near Convention Center.

Merry Christmas

Celebrate a spectacular Christmas. Explore the highlights of Antarctica and experience a true white Christmas on the great white continent!

18.02.2018

Oregon Festivals 2018, 2019. Cities . Eugene Portland. Type: All … Jackson County Expo – Central Point, OR 97504, Central Point, Oregon. Hood River Hops Fest

MERRY CHRISTMAS 2018 Christmas is the biggest festival in all over the world. People of all countries irrespective of their religion celebrate the Christmas with fun …

New Zealand holidays with Travelbag. Book holidays to New Zealand for 2018

Thanksgiving 2018 2019, When is, Happy Thanksgiving Images, Funny Quotes, Pictures, Wishes, Greetings, Coloring Pages, Macy’s thanksgiving day parade.

Insurance Questions including

MERRY CHRISTMAS 2018 Christmas is the biggest festival in all over the world. People of all countries irrespective of their religion celebrate the Christmas with fun …

Gay Adventure

24.10.2017

Health Insurance And You. Health insurance helps you with the cost of general health care and helps you protect yourself and family against illness, injury and accidents.

We focus on the niches filled by various life insurance companies to help our clients obtain the best rates on coverage with pre-existing conditions.

Health insurance costs in the United States are a major factor in access to health coverage. The rising cost of health insurance leads more consumers to go without …

Reply

Quickly compare Health Insurance policies using Canstar‘s expert star ratings – no contact details required! Find a health insurance policy that’s right for you at …

Exceeds All 2018 Lender and Investor Requirements pre-purchase, pre and post-lease and term of ownership – nationwide in NYC Manhattan Brooklyn Bronx Long Island and …

There are a couple of benefits not covered by health insurance plans in India. They are-Preexisting medical conditions-Preexisting medical conditions are the …

Hi whirlpoolers! Long time lurker, first time poster. I’m currently seeking out health insurance and would like some advice and recommendations on companies and

Reply

Get a Complete Family Floater Health Insurance Plan from ICICI Lombard and secure your entire family with a single health insurance cover. Protect those who matter to …

We focus on the niches filled by various life insurance companies to help our clients obtain the best rates on coverage with pre-existing conditions.

Eternal Land of the Rising Sun June 4 – 13, 2019 | $6,690 Historically a land of sublime art, rich traditions, and unsurpassed natural beauty, Japan is also known for …

Four Seasons invites you to travel the globe aboard the custom-designed Four Seasons Jet, enjoying personalized itineraries

Get the latest science news and technology news, read tech reviews and more at ABC News.

Cruise Itinerary Information for the Norwegian Cruise Line Norwegian Breakaway 7-night Western Caribbean from New Orleans Cruise Departing Mar 31, 2019

Mother’s Day – May 12th, 2019. Show love and gratitude on Mother’s Day, May 12th, 2019 by sending your Mom flowers from your local Rocky Mount, NC florist.

Lutherans traditionally practice Christmas Eve Eucharistic traditions typical of Germany and Scandinavia.

Kumbh Mela is one of the largest human congregations on the Earth. Find more about this pilgrimage.

Australia Awards Papua New Guinea—Information for intake commencing 2019.

Thanksgiving 2018 2019, When is, Happy Thanksgiving Images, Funny Quotes, Pictures, Wishes, Greetings, Coloring Pages, Macy’s thanksgiving day parade.

Eurocentres Canada: Welcome to Language School Lunenburg. Take your language learning to a new level with Best conditions for learning English Authentic atmosphere …

* Advertised prices may include an early bird discount, price reduction, and/or coupon code discount, available for a limited time. Prices reflect these discounts.

Royal Thai Honorary Consulate General The Maytag Building 1136 NW Hoyt Street, Suite 210 Portland, Oregon 97209 U.S.A. Phone: 503-221-0440 Fax: 503-221-0550

Easter 2018, When is Easter Sunday, Easter Eggs Happy Easter Images, Quotes, Baskets, Weekend 2018, Easter Bunny Pictures, Wishes, Coloring Pages.

Christchurch

We offer travel medical insurance and international health insurance starting at less than $1.00 a day to keep you safe while traveling or living overseas.

Online travel agency with the most popular escorted tours, tour packages and cruise vacations to the best destinations around the world.

Plan a family adventure to Missoula, Montana where you can enjoy a number of outdoor activities and visit cultural attraction.

Worldwide National Public Holidays for 2018, 2019, 2020, 2021, 2022

Party games are games that are played at social gatherings to facilitate interaction and provide entertainment and recreation. Categories include (explicit …

Don’t let a preexisting condition scare you away from travel insurance. InsureMyTrip has plan options that can cover you regardless.

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Reply

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Hello=Post Comment

Leave a Comment

Comment (required)

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

Name (required)
Email (required)